According to the Truth in Lending Act, each lender is required to provide you with the terms, conditions and charges associated with your loan in writing before extending any credit to you. If you have questions regarding the terms of a loan offer, or if you do not agree with these terms, this should be directed to the lender who made the offer and you should not accept the offer until clarification has been provided. Since we are not a lender, we cannot offer such clarification. However, we do want to remind you that once you have provided an electronic signature, you are contractually obligated to follow its provisions. Therefore, please read your offers carefully and ask your lender about anything you do not understand.